If your medication condition and circumstances are such that you are entitled to disability benefits, you should consider making the most of your options. In all likeliness, you are out of work, so like many people, you are probably wondering – ‘Do I really need a disability lawyer?’. The bad news is many disability lawyers and law firms will charge you by the hour, especially for ERISA cases, which can make things harder. If you have one of those conditions that qualify for long-term disability, you should first find a lawyer, who will at least offer the first consultation for free. In this post, we are sharing more on why you need a disability lawyer, and how to hire one in the first place.
Discover the benefits
A disability lawyer can assess your circumstances in a practical manner, and they will ensure that you get all the benefits that you are entitled to. Many of the attorneys actually work on a contingency basis, which means you only pay them out of the compensation, if they win. If you hire a disability lawyer, your insurance company will have to talk to the lawyer first. Keep in mind that insurance companies have an insane pool of legal resources and expertise at their disposal, and you don’t want to lose your chances by avoiding hiring a disability lawyer.
Know your rights
One of the key reasons why you need a disability lawyer is to get advice. They can help you with filling out the forms, and ensure that you are aware of your rights under ERISA. Your disability attorney will work with you extensively, and with the right lawyer, you don’t have to even ask for updates.
Finding the right attorney
If you want to hire the right disability attorney, ask a few questions like –
- Does the lawyer specialize in disability and life insurance cases?
- What percentage of their practice is dedicated to this field?
- Will the lawyer work on a contingency basis?
- How long they have been dealing with disability insurance laws?
- Will they share a few references on request?
- What are some of their best cases?
- How much can you expect from your case and circumstances?
You need a disability lawyer who can bring experience to the table, and they should be aggressive and extremely focused on your goals and benefits that you are entitled to. Don’t forget to check for reviews of disability lawyers.