There were 4,764 fatal work injuries recorded in the United States in 2020! So the question is, have you suffered a work-related accident or injury and are now unsure about your right to compensation?
It’s official, accidents happen at work with extreme regularity, so you’re most definitely not alone and you need to be aware of your injury at work rights!
The good news is, we’ve got you covered.
Read on for more:
What Are Your Injury at Work Rights?
Workers’ compensation is what provides income when someone gets a work injury or contracts a work-related disease. The insurer will pay for medical bills through the date of injury or illness.
It also pays part of your salary when you cannot do your job due to injury or illness, and it can even pay for job training if you cannot do the same type of work.
The injury rights associated with workers’ compensation are that it should be part of your benefits package and that the company is required by law to provide it.
This means that you should not have to pay any premiums and that you deserve this money if you get hurt on the job.
It also means that your employer must carry an insurance policy through a workers’ compensation insurer in order to protect their employees from an injury at work claim like these.
As such, they will usually cover 80% of medical bills as well as 60% of lost income (or higher amounts depending on state laws).
What if You Are Denied Benefits?
Unfortunately, some people get turned down for injury at work benefits. A couple of the common reasons that this happens include:
– If someone else is responsible for your injury (such as a defective product), then you may not be able to receive an injury at work benefits through workers’ compensation. However, you could file a third-party claim instead.
– It can also happen if you are on drugs or drunk while working and get injured or sick because of it. This will likely prevent you from getting injury benefits in most cases.
All in all, whether denied injury at work rights or not, know that there are ways to fight insurance companies who refuse to pay up. This is why an injury at work lawyer is valuable.
You need to find the best lawyer possible and how to do it.
How Long Do You Have to File a Claim?
According to injury at work lawyers, you should file a workers’ compensation injury claim within the first 30 days of the injury or illness. The reason for this is that there are strict deadlines in place.
If you miss these deadlines, then your injury at work rights could be denied. It can also help to get medical attention as soon as possible after an injury occurs.
So Have You Been Injured at Work and Need to Make a Claim?
If you have been injured at work, it is important to know your injury at work rights. The first step is to seek medical attention for your injury.
After that, you should consult with an experienced workers’ compensation lawyer to find out what options are available to you.
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